All investment liquidations must be approved by the Investment Committee.

• Liquidation decisions will be guided by portfolio performance, market conditions, and organizational cash flow needs.
• Assets shall be liquidated in a manner that minimizes losses and adheres to risk tolerance levels.
• Proceeds from liquidations must be reallocated or deposited into approved accounts within five business days.
• Emergency liquidations require written justification and CEO approval.
• All actions must comply with applicable regulations and internal financial controls.

NOTE

• Application for liquidation of your investment primarily starts exactly after 91 days or 3 months
• Percentage for full liquidation is -40% on the accrued interest
• Percentage for part liquidation is -20% on the accrued interest